Patrick Hayes Most Small Businesses Think They're Protected Because They Don't Know If Their Security Is Working Most small business owners believe they have taken cybersecurity seriously. They have purchased antivirus software, enabled the security features included with Microsoft 365, installed a firewall, imp... Jul 6, 2026
Patrick Hayes Cybersecurity Doesn't Fail Overnight. It Slowly Drifts Few businesses wake up one morning and decide to become less secure. There is no meeting where someone announces that systems will no longer be maintained, user accounts will remain active after emplo... Jul 6, 2026
Patrick Hayes The Most Dangerous Employee Doesn't Mean to Cause Harm When business owners think about cybersecurity threats, they often picture sophisticated hackers, organized criminal groups, or malicious insiders deliberately trying to steal information. Those threa... Jul 6, 2026
Patrick Hayes Your Cyber Insurance Won't Save You If You Can't Operate For many business owners, purchasing cyber insurance feels like the final step in managing cyber risk. They have invested in security software, completed the insurance application, paid the premium, a... Jul 6, 2026
Patrick Hayes The Vendor You Trust Could Become Your Biggest Business Risk Most business owners spend considerable time hiring the right employees. They interview candidates, check references, verify experience, and think carefully about whether someone can be trusted with c... Jul 6, 2026
Patrick Hayes Your Website May Be Creating Legal Risk You Don't Know About Most small and mid-sized business owners think about cyber risk in terms of hackers. They worry about ransomware, stolen passwords, fraudulent payments, and data breaches. Those concerns are real, but... Jun 8, 2026
Patrick Hayes Cybersecurity Isn't the Risk. Business Interruption Is. Most business owners assume cybersecurity is about stopping attacks. That assumption makes sense. Security vendors spend years talking about ransomware, phishing campaigns, malware, and threat actors.... Jun 1, 2026
Patrick Hayes AI Is Changing Cyber Insurance for Small Businesses A recent PYMNTS article Big Insurance Backs Away From AI Risk and Startups Rush In highlighted growing concerns inside the insurance market around AI-related exposure. Large insurers are becoming incr... May 21, 2026
Patrick Hayes Third Wave Innovations Partners with Cadents At Third Wave, we’ve spent a lot of time talking with mid-market organizations that feel trapped between rising cyber insurance expectations, growing technical complexity, and security programs that s... May 11, 2026
Patrick Hayes Security, Liability, and Recovery The newly released 2026 Cyber Claims Report from our partner Coalition is one of the clearest looks we have into what’s actually driving cyber losses today, not theory, not vendor positioning, but rea... Apr 30, 2026
Patrick Hayes When an Old Control Turns a Ransomware Event into an Uninsured Loss The workaround that made sense at the time Most retailers deal with the same constraints that most mid-sized businesses face. Technologies change and evolve. Parts of the environment had been migrated... Apr 27, 2026
Patrick Hayes Most Companies Don’t Replace Their MDR Provider They outgrow it Most companies don’t set out to replace their MDR provider. In the beginning, it solves a real problem. You finally have coverage. Someone is watching your environment around the clock. Alerts are com... Apr 24, 2026
